If you are not saving,you are not moving. The potentials are there for your business to grow and expand and that depends largely on the capacity to save. In business, saving is directly proportional to outstanding success evident in increased income and wealth creation. If you are scared of borrowing, especially at times when interest rates are soaring, then you should have a reserve. Sometimes, there is a feeling of guilt from business men and women who feel they have not been able to meet up with their desire to see their business succeed. Yet what they do not realize is that having a back up is similar to an insurance plan. Saving part of your earnings reduces the risk of business failure and who really wants to fail?