Quick decisions

Best Credit is glad to introduce a simplified loan process, therefore Borrowers can obtain loan approval with low interest in as fast as 30 minutes! 

Flexible repayment

Our professional and experienced staff will customize the best fit loan solution with low interest for you, with a flexible repayment schedule!

Lowest interest rate

Best Credit Licensed Moneylender offers you the best value in personal loans, offering borrowers the lowest interest cash loan in Singapore!

Secure process

We place strict emphasis on personal data protection and privacy, therefore, when you apply with us, rest assured your information is handled securely.

3 easy steps

to get lowest interest loan

  • 01
    Select amount and terms
    Choose amount and terms from the calculator, then you can see the monthly amount that you need to pay back.
  • 02
    Enter your personal information
    Press the button "Apply Now" then fill in your personal information.
  • 03
    Our officer will contact you
    After you submit your personal detail our officer will contact you asap.

Licensed Money Lender

$1000 $100000
1 months24 months
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Contact Best Credit

  • Blk 372 Bukit Batok Street 31
    #01-378 Singapore 650372
  • +65 6272 5538
  • enquiry@www.bestcredit.sg

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for all your needs in 30 Minutes

We are offering various type of loans, from monthly repayment loan, payday loan personal loan, and business loan. In the event, you have any questions, you may leave the message at contact us.

Payday Loan
Payday Loan
In case you are searching for short term loan or quick cash for following payday due emergency situation, let’s connect with Best Credit SG Pte Ltd.
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91
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Thousands of customers trust our company, loan approval with fast money for their needs

Best Credit Licensed Money Lender has a long list of good reviews from satisfied customers. We have been operating with excellence since 1985, helping thousands of customers with our tailored credit solutions. Moreover, we have a huge number of good review in few moneylender directories.

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Why Do You Need an Emergency Cash from Licensed Money Lender?

Why do you need emergency cash? Well, the question has the answer in itself – for emergencies. If you don’t have emergency money and are hit by any of the unforeseen events listed below, you’ll be forced to rely on credit cards, take out a loan or tap your retirement account. This could leave you drowning in debt or without enough money to fund your retirement. So make sure you start saving to have emergency cash for these situations.

Job Loss

It is the hard truth of life, and we all face this at some point in our lives for different reasons. Some switch to better jobs while some are fired. This is usually listed as the primary reason you need urgent money and for good reason. You have to have a stash of cash to pay for things if you’re no longer receiving a regular paycheck. The old rule of thumb called for enough savings to cover three to six months’ worth of expenses. But with the average length of unemployment lasting about 40 weeks, you’ll probably want to build a bigger reserve. Here an article for your job reference.

Single and/or Limited Income

If you only have one source of income, you earn less, or both, it is essential to have substantial emergency cash. This can help you get through an unexpected job loss or illness that keeps you from working. If you are single or if you are the sole income provider in your family, you should work on having a year’s worth of expenses saved up. If you are just starting a family, you may need to increase your emergency cash. If you are single, work on building up your emergency fund as quickly as possible.

Home Renovation

You have insurance to cover the major expenses. But if you have a high deductible, could you come up with the cash to cover it? When you own your home, you will have to pay for all of your repairs and upkeep. Although you should save a considerable amount as emergency money to cover remodeling and most repairs, you may have unexpected costs like a plumbing repair or air conditioning repairs. Home repairs can be expensive, as is replacing an air conditioner or furnace. Try setting up funds to save for these expenses before they occur. Your emergency money can help you handle these costs and make owning your home just a bit less stressful. All these expenses can go from the savings so that your current budget doesn’t get disturbed.

Health Issues or Diseases

A serious medical condition can cause you to max out your deductible each year. You may have routine tests that add up quickly. You may also use all of your sick leave and end up taking days off with no pay. Your emergency cash can help offset this. Medical issues can be expensive, and insurance companies may not pay everything that you expect them to pay. Well-Funded emergency cash can help you deal with these costs and make it easier to get through these challenging times.

Emergency Pet Care

If you can fall sick, so can your pet. But the difference is that your pet can’t pay for itself. You need to save up for your pet’s health-related emergencies too. You may be able to accommodate the regular expenses of owning a pet. But would you be prepared to shell out thousands of dollars if your cat or dog needed surgery? Make sure that you have separate emergency money for your pet so that all your pet-related surprise costs can go through this fund.

Unexpected Travel

A death in the family or some emergency back at your home could force you to purchase last-minute plane tickets at an exorbitant price to get somewhere. You don’t want this big expense lingering on your credit card bill, racking up interest. But you wouldn’t have to worry about it if you had enough cash in emergency money to pay your bill quickly. Without thinking twice, you can use your emergency money to pay for the tickets and be with your loved ones when required.

Funeral of Loved Ones

Another sad reality is that people come and leave us. But after they are gone, we have to look after the formalities and funeral costs. Many funerals cost more than SGD 10,000. If your loved one had life insurance, the benefits you receive could cover the cost, but it could be months before you actually get the money. So you need a source of cash to start making payments in the meantime.

Make sure you cut down on your unnecessary expenses, save more cash, make short-term investments, save up your incentives and bonuses, and lower your bills to save for this emergency fund. Ideally, your emergency fund should be 3-6 months of expenses. That sounds like a lot, and it is but keeps in mind, that when you lose your job or face a major difficulty, this money will be your only support. So be smart and save more.

Best Credit SG Pte Ltd is the highest reviews Licensed Moneylender in Singapore to apply for an emergency loan. The proficient staff will process your loan application and you will get cash within 60 minutes.

Here we have some advice about how to manage your money better

Life is much easier, comfortable and straightforward when you have excellent financial skills and knowledge on how to manage the money. How you spend and use your money on your daily expenditures determines your credit score and the amount of debt you end up carrying with. You might be worried about lack or inadequacy of knowledge and skills on money calculations and management. If you are struggling with money management and planning, for example, you are living paycheck to paycheck despite making more than enough money, and here in this article are some tips that will help you to improve your financial habits in money management.

Think Before You Spend

When you are faced with decision expenditure, especially a significant purchase decision, do not just assume you can afford and get something. Confirm that you can actually provide it and that you have not already used those cash to another purchases and expense.

Meaning, using your budget and the balance in your checking list and savings accounts to decide whether you can afford a purchase or clear out the expenses. Remember that just because the money is there does not mean you can make the Purchases. You also have to consider the bills and fees you will have to pay before your next payday.

Have a Budget plan

Many people do not budget because they do not want to go through what they think will be a tedious process of listing out expenditures and purchases, adding up values, and making sure everything lines up. But if you’re wrong with money, you don’t have room for excuses with budgeting. If all it takes to get your spending on track is a few hours working a budget each month, why wouldn’t you do it?

Instead of focusing on the process of creating a budget, focus on the value that the budgeting will bring to your life and for the future.

Give Yourself a Limit o spending for unbudgeted purchases

An essential part of your budget is the net income or the amount of money left after you subtract your purchases and expenses from your income. If you have any money left over after your investments and spending, you can use it for fun and entertainment, but only up to a certain amount. You cannot go crazy with this money, especially if it is not a lot of it has to last the entire month. Before you make any huge purchases, make sure it will not interfere with anything else you have planned.

Capture your regular Spending.

Small purchases here and there add up quickly to more expenses, and before you know it, you have overspent your budget. Start capturing your spending to discover areas where you may be unknowingly have overspent. Save your receipts and write your purchases in a spending journal, categorizing them so you can identify areas where you have a hard time keeping your spending in check.

Do not commit to Any New Recurring Monthly Bills and expense

Just because your income and credit qualify you for a particular loan, does not mean you should take it. Many people commonly think the bank would not approve them for a credit card or loan they cannot afford. The bank only knows your income, as you have reported, and the debt obligations included on your credit report, not any other requirements that could prevent you from making your payments on time. It is up to you to decide whether a monthly payment is affordable based on your income and other monthly obligations.

Ensure you are paying the Best Prices.

You can make the most of your money comparison shopping, ensuring that you are paying the lowest prices for products and services. Look for discounts, coupons, and cheaper alternatives whenever you can.

Save Up for Big Purchases

The ability to delay gratification will go a long way in helping you be better with money. When you put off large purchases, rather than sacrificing more essentials or putting the purchase on a credit card, you give yourself time to evaluate whether the investment is necessary and even more time to compare prices. By saving up rather than using credit, you avoid paying interest on the investment. And if you save rather than skipping bills or obligations, well, you don’t have to deal with the many consequences of missing those bills.

Limit Your Credit Card Purchases

Credit cards are a terrible user’s worst enemy. When you run out of cash, you turn to your credit cards without considering whether you can afford to pay the balance. Resist the urge to use your credit cards for purchases you can’t afford, especially on items you don’t need.

Contribute to savings regularly

Depositing money into a savings account each month can help you build healthy financial habits. You can even set it up, so the money is automatically transferred from your checking account to your savings account. That way, you don’t have to remember to make the transfer.

Being good with money takes Practice

​In the beginning, you may not be used to planning and putting off purchases until you can afford them. The more you make these habits part of your daily life, the easier it is to manage your money, and the better off your finances will be.

Sticking and adhering to the above, dangerous individuals who would wish to manage their money can achieve it greatly.

Call +65 6272 5538 to get low interest loan

What our customers say

Adrina Liew
Business Analyst

Best Credit licensed moneylender help me a lot. Especially is last month I need money to clear my mum hospital fees, they approve my loan within 1 hour.

Patrick James
Store Supervisor

When I searching moneylender around, I saw Best Credit have a positive review from a long list of customers. Therefore, I decided to visit their office at Bukit Batok, they are not disappointed me but surprise me. All the staff is very friendly and professional, I get my loan within 1 hour.

Mohd Zaidi
Developer

Best ML in Singapore, I had been visited a few ML some of them is rude. Best Credit licensed moneylender is work like a professional bank but the process is simple and easy, I get the loan I require almost instant.

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